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Four workshop modules covering the financial topics that affect Mexican employees most directly. Each session is designed for group delivery, not individual advice.

Practical content, group format

Each module addresses a specific financial topic that Mexican employees encounter in their daily lives. Content is designed to be informative and applicable — employees leave each session with a clearer understanding of how these systems and tools work, not with personalized advice.

Employees working through a budgeting exercise with worksheets during a financial education session

Organizing Expenses on Biweekly Pay

Most Mexican employees receive their salary every two weeks. This creates a specific budgeting challenge: expenses don't always align neatly with pay cycles. This module covers how to map income and fixed expenses across the month, how to handle irregular costs, and how to avoid the common pattern of running out of money days before the next paycheck.

Mapping biweekly income against monthly expenses
Categorizing fixed, variable, and irregular costs
Building a simple system that works without complex tools
Handling months with three pay periods
Close-up of a facilitator explaining credit card interest concepts on a whiteboard to a small group of employees

Getting Out of Credit Card Debt Without Skipping Meals

Credit card debt is one of the most common financial stressors for Mexican workers. High interest rates make minimum payments feel futile. This module explains how credit card interest actually works, how to prioritize which balances to address first, and how to create a realistic reduction plan without cutting food or essential expenses.

How credit card interest is calculated in Mexico
Understanding CAT (Costo Anual Total) and minimum payments
Approaches to prioritizing multiple card balances
Setting a realistic payoff timeline without extreme sacrifice
Financial educator explaining AFORE retirement account concepts with a projected diagram in a corporate meeting room

AFORE: What It Is and Why It Matters at 28

Many Mexican employees — especially younger ones — have an AFORE account they've never looked at. This module explains what AFORE is, how contributions accumulate over a working lifetime, how to find out which AFORE you're with, and what voluntary contributions can do over time. The goal is to help employees understand a benefit they already have and are already contributing to.

What AFORE is and how it's funded
How to check your AFORE balance and which administrator you're with
SIEFORE investment funds explained simply
Voluntary contributions: how they work and how to make them
Group of employees listening to a presentation about Infonavit housing fund benefits in a bright conference room

Infonavit: How It Works and When to Use It

Infonavit is one of the most significant financial benefits available to Mexican workers, yet many employees don't fully understand how it accumulates or what the conditions for using it are. This module covers how the housing fund works, what the subcuenta de vivienda is, how to check the current balance, and the key factors to consider before using an Infonavit credit.

How Infonavit contributions accumulate from employer and employee
What the subcuenta de vivienda is and how to check it
Conditions and requirements for using an Infonavit credit
Factors to understand before making a housing decision

Interested in scheduling workshops for your company?

Contact us to discuss which modules fit your workforce and what format works for your schedule.

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